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A Four-Point Insurance Inspection is typically performed for a homeowner when requested by their insurance company to obtain a new insurance policy or renewing an existing policy. A Four-Point Insurance Inspection is far less in scope (and expense) than a standard home inspection. This Four-point Insurance inspection is a limited, visual survey of the heating/air conditioning, roof, and electrical and plumbing systems. Following the inspection Sun Valley Home Inspections LLC will provide your insurance company with an industry recognized written report.
Mold Surface Sampling
When mold is suspected during a home inspection your SVHI inspector is equipped to take surface samples using Bio-Tape, which consists of a flexible plastic microscope slide with a pre-defined adhesive area that allows for a tape lift imprint. Each slide is provided with a unique serial number for traceability and packed in a slide mailer to prevent cross contamination.
Samples are sent to Environmental Microbiology Lab, Inc. where analysis includes a determination of whether spores present are indicative of mold growth or simply a mix of spores coming in from the outside (normal fallout). If mold growth is present, analysis includes identification to genus or group and a qualitative assessment of the amounts present. A general assessment of non-biological debris and other relevant commentary are also included.
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